The Public Adjuster works for YOU - the policy-holder. We are experts at helping you to collect the full amount to which you are entitled. Public adjusters are claim settlement professionals, experience in all types of property claims, business interruption and extra expense claims. A Public Adjuster is qualified to assist in every phase of preparing and presenting your claim, and to negotiate your settlement for the most favorable outcome.
The insurance company will send an adjuster to inspect and adjust your claim, that adjuster works for the Insurance company. Apicella Adjusters works for YOU. Public adjusters and insurance company adjusters have different interests and are bound to do their utmost to protect those interests.
Would you go to court without a lawyer? Or run a business without an accountant? Recovering from a disaster can be difficult and overwhelming.
Like having a good accountant prepare your tax return. The CPA's job is to minimize your tax within the framework of the tax code. The public adjusters job is to maximize your recovery within the framework of the policy. We know how to get every dollar you are entitled to.
The Policy is complex with vague language and you need to prove every detail of your loss to the insurance company. Most policyholders don’t know the first thing about how to do that and are overwhelmed by the prospect in the aftermath of a catastrophic event.
A qualified public adjuster has specialized expertise that can simplify and expedite the process while providing important protection for the policy holder. Public Adjusters are familiar with insurance company processes. We know how to work with insurance companies to keep the claim running smoothly and efficiently.
EXPERIENCE and RESPECT are the most important things you need in your public adjuster.
Our combined staff has more than 100 years of experience adjusting thousands of claims collecting millions of dollars from insurance companies for our clients. We have been in business for three generations over 35 years. When you need a licensed Public Adjuster please consider us.
Our staff includes former insurance company adjusters who were trained by insurance companies and we know what it takes to get the job done.
Insurance professionals appreciate the quality of our work. We are respected because we leave no stone unturned in our presentation of your claim. We prepare and submit detailed building damage estimates and contents inventories. Our presentation includes photographs, diagrams, engineering reports, appraisals as well as other necessary documentation specific to your claim. We have working arrangements with engineers, antique appraisers, architects, forensic accountants, and attorneys specializing in insurance claim matters.
The best and easiest way is to talk to one or more of our satisfied clients. Impressive references are available.
Insurance professionals recommend us. Some do it openly, others quietly. Don't hesitate to ask. Let them know that we are the firm you are considering.
We are licensed in Connecticut, New York, Massachusetts, Florida, and many other states. We have affiliates in all major cities. We have extensive experience with Hurricane damage in Florida and the Caribbean and Connecticut.
We are members of CT Association of Public Adjusters, and MA Association of Public Adjusters.
We are members of the National Association of Public Insurance Adjusters (NAPIA) since 1977. (this organization promotes the highest standards of professional and ethical conduct in the field of public insurance adjusting. NAPIA members are experts in the profession who are committed to conducting their business with honesty and integrity–and always in the best interest of their customers, the insured.)
We are partners with Military Housing Adjusters- a National Company handling military housing claims throughout the United States.
Together with six other nationally recognized Public Adjusting firms we are members of AKLAN, Anderson Kill Loss Advisors Network. Anderson Kill Olick is a national law firm specializing in insurance law and litigation.
As a member of these networks we can respond to any disaster with nationally recognized experts in property claim presentation and adjusting - anywhere, anytime.
When people take the time and effort to find a good licensed public adjuster, they consider our firm.
Call us for advice and more information about our services. Without obligation we will discuss your claim by phone or meet with you to answer questions. We will direct you to references in your area with your kind of claim. If we meet with you we will show you a completed claim similar to yours, to show you what a claim like yours looks like on paper.